Capital at risk. The value of investments can go down as well as up, and you may get back less than you put in.

Investment products explained on Sharewick

Sharewick explains one product in detail: the managed portfolio from the provider. Each product page sets out what it invests in, what it costs every year, who it suits and what can go wrong, so you can judge it before anyone calls you.

We don't rank products or call one the best. We only cover products from the provider we introduce customers to, the provider, and we're paid for those introductions. You'll find the details on how we make money.

Which products does Sharewick cover?

Sharewick currently covers one product: the managed portfolio from the provider, which invests in a mix of funds. Your capital is at risk, and the product page explains costs, risks and who should skip it.

How do we decide what to cover?

We decide what to cover by one rule: a product only appears here if we can check its fees, terms and risks in the provider's own published documents. Coverage isn't a recommendation. It means we've explained the product, including its weak points, and shown you how to check the provider yourself.

When the provider changes its fees or terms, we update the page straight away. You can read the full process in our editorial policy.

None of these pages is personal advice. If you're unsure whether investing is right for you at all, an independent financial adviser can look at your whole situation, which we can't.

What should I check before choosing any investment product?

Before choosing any investment product, check three things. First, that the provider appears on the public register of the financial regulator in your country. Second, the total yearly cost in money, not percentages. Third, whether you could leave the money invested for five years or more. If any answer worries you, wait.

  • The provider's legal name, web address and phone number match its entry on that public register.
  • For the managed portfolio, the provider is the provider, and its own site is the provider's website.
  • You know the full annual cost, including fund costs, not just the headline fee. See fees.
  • You've read what happens if prices fall, in the risk disclosure.